01月31日付 INTERNET Watchの報道「楽天チケットとローソンチケット、共同販売。取扱いジャンルが増大」へのコメント:
shojiさん、トラックバックありがとうございます。
ネットショッピング、それを含むインターネット上の決済はシステムができあがってしまえば、決済規模が大きくなればなるほどfeeが稼げるという、一番巨大化に適した分野の産業だと思います。e-bankをもっているGMOなど、各社、銀行、クレジットと揃えてきていますが、意外にもノンバンクを持っているのは知られてません。わかりやすいいい方をすると、
消費者金融
新規に預金の取り扱いを始める、ようするに銀行を作るのは現行法においては非常に難しく、東京都が銀行を新設する際もBNPバリパを買収という形ではじめています。それに対して、貸し出し業務をはじめるのには、非常にハードルが低く、JRの駅前を見渡すと、テレビでよくみ知ったものの他に、消費者金融の看板を出すところをいくらでもみることができます。おもしろいところでは、三井住友海上なんて会社も、消費者ローンをやっていたりもします。
インターネット企業のコングロマリット化に見える動きは、インターネットを基本とする生活様式の未来を見据えた、一本の筋の通ったものなのかもしれません。
shojiさん、トラックバックありがとうございます。
ネットショッピング、それを含むインターネット上の決済はシステムができあがってしまえば、決済規模が大きくなればなるほどfeeが稼げるという、一番巨大化に適した分野の産業だと思います。e-bankをもっているGMOなど、各社、銀行、クレジットと揃えてきていますが、意外にもノンバンクを持っているのは知られてません。わかりやすいいい方をすると、
消費者金融
新規に預金の取り扱いを始める、ようするに銀行を作るのは現行法においては非常に難しく、東京都が銀行を新設する際もBNPバリパを買収という形ではじめています。それに対して、貸し出し業務をはじめるのには、非常にハードルが低く、JRの駅前を見渡すと、テレビでよくみ知ったものの他に、消費者金融の看板を出すところをいくらでもみることができます。おもしろいところでは、三井住友海上なんて会社も、消費者ローンをやっていたりもします。
インターネット企業のコングロマリット化に見える動きは、インターネットを基本とする生活様式の未来を見据えた、一本の筋の通ったものなのかもしれません。
コメント
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